Travel Protection

Travel Insurance

Explore the world without worrying about the unexpected. Comprehensive travel insurance covering medical emergencies, trip cancellations, baggage loss, and flight delays across 150+ countries.

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150+
Countries Covered
$5 Lakh
Max Medical Cover
24/7
Global Emergency Helpline
₹499
Plans Starting From
Plan Types

Coverage Types

Whether you travel once a year or every month, we have the perfect plan for you.

✈️
Single Trip

Coverage for one specific journey — from departure to return. Ideal for occasional travellers. Choose the exact number of travel days and destination region for cost-effective protection.

From ₹499/trip
BEST VALUE
🌍
Annual Multi-Trip

One policy covering unlimited international trips for 12 months, with each trip capped at 30–90 days. The smart choice for frequent business or leisure travellers — saving up to 60% vs individual policies.

From ₹3,999/year
🎓
Student Abroad

Specially designed for Indian students studying overseas. Covers semester/annual periods with enhanced medical cover, mental health support, study interruption, and sponsor death protection.

From ₹6,500/semester
👴
Senior Traveller

Tailored plans for travellers aged 60–85 with higher medical coverage limits, pre-existing disease extensions, and round-the-clock medical assistance. Available without pre-travel medical examination for most plans.

From ₹1,999/trip
Coverage Details

What's Covered

Comprehensive protection against all major travel disruptions and emergencies.

🏥
Medical Emergency

Cashless or reimbursement coverage for hospitalization, emergency medical treatment, doctor consultations, and prescription medicines abroad. Medical cover up to USD $5,00,000 — critical in countries with expensive healthcare like the US and UK.

Trip Cancellation

Reimbursement for non-refundable trip costs (flights, hotels, tours) if you must cancel due to covered reasons — illness, injury, death of a close family member, job loss, or natural disaster at the destination.

🧳
Baggage Loss

Compensation for lost, stolen, or permanently damaged checked-in baggage up to ₹50,000. Delayed baggage cover provides an emergency allowance for essential purchases if bags are delayed more than 12 hours.

⏱️
Flight Delay

Fixed compensation for every 6–12 hours of flight delay beyond the threshold — covering meals, accommodation, and alternative transport costs incurred due to the delay. No bills required for some plans.

🚁
Emergency Evacuation

Covers cost of emergency medical evacuation to the nearest adequate medical facility or repatriation to India when medically necessary. Includes mortal remains repatriation in worst-case scenarios.

🛂
Passport Loss

Coverage for expenses related to obtaining a duplicate or emergency travel document abroad — including fees for emergency passport issuance, travel to the nearest Indian embassy or consulate, and temporary accommodation costs.

Global Coverage

Coverage Across 150+ Countries

From Europe to the Americas, Southeast Asia to the Middle East — our travel insurance plans cover you wherever your journey takes you. Worldwide 24/7 assistance in multiple languages ensures help is always just a phone call away.

🇺🇸
USA & Canada
Schengen compliant
🇪🇺
Europe
All Schengen nations
🌏
Asia-Pacific
Thailand, Japan, Australia
🌍
Rest of World
Middle East, Africa & more

* Some high-risk countries and active conflict zones may be excluded. Check policy terms for the complete list of covered destinations.

Plan Comparison

Single Trip vs Annual Multi-Trip

Feature Single Trip Annual Multi-Trip
Coverage Period Per trip (1–180 days) 12 months (multi-trips)
Medical Cover Up to USD $1,00,000 Up to USD $5,00,000
Trip Cancellation
Baggage Loss Up to ₹25,000 Up to ₹50,000
Flight Delay Cover After 12 hours After 6 hours
No. of Trips Covered 1 trip Unlimited trips
Price Range ₹499 – ₹3,500 ₹3,999 – ₹9,500
Best For Occasional travellers Frequent travellers (3+ trips/year)

* Benefits and pricing vary by insurer and destination. Contact us for a customized quote for your travel plans.

Common Questions

Frequently Asked Questions

Travel insurance should ideally be purchased at the time of booking your trip — not at the airport. Buying early ensures you're covered for trip cancellation events that may occur between booking and departure (like sudden illness, family emergency, or airline insolvency). Many policies also require the purchase to be made at least 2–7 days before departure for certain benefits to activate. Same-day purchase is available for most plans but with limited cancellation coverage.

Standard travel insurance policies do not cover pre-existing medical conditions by default. However, some insurers offer plans with a pre-existing condition waiver at a higher premium — covering stable, managed conditions like controlled hypertension, diabetes, and asthma. It is essential to disclose all medical conditions at the time of purchase. Undisclosed conditions can lead to claim rejection even for seemingly unrelated emergencies abroad. Our advisors help identify the right plan for travellers with health conditions.

Standard travel insurance generally excludes adventure and extreme sports like skydiving, bungee jumping, white-water rafting, mountaineering above certain altitudes, and motor racing. However, many insurers offer an adventure sports add-on rider that extends coverage to cover injuries from a defined list of adventure activities. If you plan to participate in such activities, it is crucial to disclose them and add the appropriate rider. Activity-specific policies are also available for dedicated adventure travellers.

Call the 24/7 global assistance helpline printed on your policy card immediately — do not pay medical bills without contacting the insurer first, as this may affect cashless eligibility. For cashless treatment, the insurer directly liaises with the hospital. For reimbursement claims: (1) Collect all original bills, medical reports, and receipts; (2) Obtain an official police report for theft/loss; (3) Submit all documents digitally within 30 days of returning to India. Finsetter's claims team is available round the clock to assist you through the process.

Don't Leave Home Without Travel Insurance

Medical bills abroad can run into lakhs. A ₹499 policy keeps you protected. Get your quote in 60 seconds.

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