India is the world's fastest-growing major economy. Whether you're in Dubai, London, New York, or Sydney — invest in India's growth story from wherever you are, completely hassle-free.
India is not just your homeland — it is the world's most compelling investment destination of this decade.
With USD at ₹83, AED at ₹22, and GBP at ₹104 — every dollar you invest in India gets you significantly more. A ₹10,000 SIP costs just $120/month. When you repatriate, currency appreciation adds a bonus layer of returns on top of market gains.
India's Sensex delivered 14.6% CAGR over the last 20 years — outperforming S&P 500, FTSE, and virtually every major global index. A ₹10 lakh investment in 2004 would be worth ₹1.5 crore today. India's young demographics and digital economy make this growth sustainable.
Tier-1 Indian cities (Hyderabad, Bengaluru, Mumbai) have seen 12–18% annual property appreciation. NRIs can buy residential and commercial property freely. NRE-funded property purchases offer full repatriation of principal and gains — a powerful hedge against currency risk.
UPI, India Stack, PLI schemes, and Make in India are transforming manufacturing and fintech. Indian tech, pharma, and defence stocks have been among the world's best performers. Investing now means being part of India's next industrial revolution.
Interest earned on NRE Fixed Deposits and NRE Savings accounts is completely tax-free in India. NRE FD rates of 7–7.5% tax-free often beat post-tax returns in the USA, UK, and UAE, making them a powerful diversification tool.
Under FEMA 1999, NRIs can freely repatriate funds invested through NRE accounts — both principal and returns. Mutual fund gains, FD maturity, and equity profits can all be sent back to your country of residence without RBI approval for normal limits.
The right account type determines your tax treatment and repatriation rights. Get this right first.
Hold foreign income earned abroad. Interest is tax-free in India. Fully repatriable — send both principal and interest back abroad anytime. Ideal for parking foreign earnings and investing in Indian markets.
Manage India-sourced income — rent, dividends, pension. Interest is taxable in India at 30%. Repatriation allowed up to USD 1 million per year after taxes. Best for managing India-generated income efficiently.
Fixed deposits in foreign currency (USD, GBP, EUR, AED). No currency conversion risk — deposit in USD, receive maturity in USD. Fully repatriable, and interest is tax-free in India. Ideal for large lump-sum forex investments.
All FEMA-compliant, all accessible remotely, all managed by Finsetter on your behalf.
NRIs can invest in Indian mutual funds directly through NRE/NRO accounts. SIPs starting from ₹500/month. SEBI-regulated, completely transparent, and eligible for DTAA benefit. Capital gains repatriable from NRE-funded investments.
Earn 7–7.5% interest on NRE FDs — tax-free in India. FCNR deposits protect against rupee depreciation while earning competitive rates. Ideal for conservative investors seeking predictable returns.
Invest in India's blue-chip companies via NSE/BSE under the Portfolio Investment Scheme (PIS). Access sectors like IT, pharma, banking, infra, and FMCG — which have historically delivered exceptional returns.
NRIs can buy Indian life insurance and health insurance. ULIP plans offer investment-linked returns with insurance coverage. Premiums from NRE account, claim proceeds fully repatriable. Critical for NRIs with family in India.
NRIs can open NPS accounts and build a retirement corpus in India. Market-linked returns (10–14% historically) with tax deductions under Section 80CCD. Perfect for NRIs planning to retire in India.
As your India investments grow, estate planning becomes essential. We help NRIs draft multi-jurisdictional Wills, set up testamentary trusts, and ensure seamless inheritance of Indian assets by family abroad — FEMA compliant.
India has bilateral tax treaties with 90+ countries. With smart planning, NRIs can legally minimise double taxation.
India has Double Taxation Avoidance Agreements with the USA, UK, UAE, Singapore, Canada, Australia, and 85+ other countries. You pay tax on India income in only one country — whichever is lower. Our advisors help you claim DTAA benefits correctly.
Interest earned on NRE Savings and NRE Fixed Deposits is fully exempt from Indian income tax under Section 10(4). A 7.5% NRE FD rate is effectively 7.5% post-tax in India — far superior to equivalent taxable instruments.
Long-term equity mutual fund gains (held 1+ year) are taxed at just 10% above ₹1 lakh threshold in India. Short-term gains at 15%. DTAA may reduce or eliminate tax depending on your country of residence.
When selling Indian property, NRIs pay 20% LTCG with indexation benefit. Under most DTAA treaties, you can avoid paying tax on the same gain in your resident country. Section 54 exemption also available for reinvestment.
Banks deduct TDS at 30% on NRO income. If your actual tax liability is lower (due to DTAA or deductions), filing an Indian ITR allows you to claim a refund. We handle NRI ITR filing and TDS recovery end-to-end.
How a Dubai-based NRI builds ₹1 Crore in 10 years with just AED 600/month
Monthly SIP in India: ₹13,200
Equivalent in AED at ₹22/AED: AED 600/month
Assumed return: 14% p.a. CAGR
Total invested: ₹15.84 lakh (AED 72,000). Gain: ₹92 lakh. Even after 10% LTCG tax on gains above ₹1 lakh, net corpus exceeds ₹1 Crore. No comparable investment in UAE delivers this return.
Mutual fund investments are subject to market risks. Returns shown are indicative based on historical performance and do not guarantee future results.
FEMA violations can result in heavy penalties. Our team ensures every investment is structured correctly from day one.
We assess your NRI status, account structures, and existing investments to identify any FEMA compliance gaps before they become problems.
Stay updated with RBI circulars on NRI investment limits, sectoral caps, and repatriation rules. We ensure your portfolio always stays within permissible limits.
File Indian income tax returns, claim DTAA benefits, recover excess TDS, and manage Form 15CA/CB requirements for fund repatriation — all handled by our team.
When you move back, your NRI status changes. We plan the transition — converting NRE/NRO accounts, restructuring investments, and optimising your returning resident tax strategy.
Schedule a free 30-minute video call with our NRI specialist. We assess your goals, risk appetite, existing assets in India, and current country of residence to build your personalised investment plan.
Complete video KYC from your home country. We guide you through NRE/NRO account opening, PAN card application (mandatory), and KYC with SEBI-registered intermediaries — all via WhatsApp and email.
Once accounts are active, we deploy your first investment — SIP setup, FD booking, or equity purchase — with full documentation and a confirmation report sent to you within 24 hours.
Quarterly review calls, annual rebalancing, tax filing, ITR submission, and timely DTAA claim support. You're always informed — WhatsApp updates, email reports, and a dedicated NRI relationship manager.
100+ million NRIs. Only a fraction invest in India's booming markets. Don't miss your home advantage.