/* =============================================
   FINSETTER — SHARED STYLES
   ============================================= */

/* GOOGLE FONTS */
@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@300;400;500;600;700;800;900&family=Inter:wght@300;400;500;600;700&family=Playfair+Display:wght@700;800;900&display=swap');

/* CSS VARIABLES — Finsetter Brand Palette */
:root {
    /* Finsetter core brand */
    --primary-dark:  #1A3763;   /* Finsetter navy */
    --primary-mid:   #15305A;   /* darker navy */
    --brand-teal:    #1A7578;   /* Finsetter teal (arrow/i in logo) */
    --brand-teal-light: #23a0a4;
    --accent-gold:   #C8A45A;   /* shield gold from logo */
    --accent-gold-light: #dbb96e;

    /* Prudent brand accents */
    --prudent-red:   #D91F26;
    --prudent-orange:#E87C22;
    --prudent-yellow:#F5BC15;

    /* Professional supporting palette */
    --neon-purple:   #1A7578;   /* replaced with brand teal */
    --neon-cyan:     #23a0a4;   /* teal-cyan */
    --neon-pink:     #D91F26;   /* Prudent red */
    --neon-green:    #27AE60;   /* professional green */
    --vibrant-blue:  #1A5FA0;   /* professional blue */
    --vibrant-orange:#E87C22;   /* Prudent orange */

    /* Text & backgrounds */
    --text-dark:    #1A3763;
    --text-light:   #64748b;
    --text-muted:   #94a3b8;
    --bg-light:     #F0F4F8;
    --bg-section:   #f8fafc;
    --white:        #FFFFFF;
    --glass-bg:     rgba(255, 255, 255, 0.08);
    --glass-border: rgba(255, 255, 255, 0.18);
    --card-shadow:  0 20px 60px rgba(26, 55, 99, 0.12);
    --gold-shadow:  0 10px 30px rgba(200, 164, 90, 0.35);
    --navbar-height: 96px;
}

/* RESET */
*, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
    font-family: 'Inter', sans-serif;
    color: var(--text-dark);
    line-height: 1.7;
    overflow-x: hidden;
    background: #f8fafc;
}

/* SCROLLBAR */
::-webkit-scrollbar { width: 6px; }
::-webkit-scrollbar-track { background: var(--primary-dark); }
::-webkit-scrollbar-thumb { background: var(--accent-gold); border-radius: 3px; }

h1, h2, h3, h4, h5, h6 { font-family: 'Playfair Display', serif; font-weight: 800; line-height: 1.2; }
a { text-decoration: none; }
img { max-width: 100%; }

/* =============================================
   ANIMATED BACKGROUND BLOBS
   ============================================= */
.blob {
    position: fixed; border-radius: 50%;
    filter: blur(80px); opacity: 0.5; z-index: 0;
    pointer-events: none;
}
.blob-1 {
    width: 420px; height: 420px;
    background: linear-gradient(135deg, var(--brand-teal), var(--accent-gold));
    top: 10%; left: 5%;
    animation: blobMove1 22s infinite;
}
.blob-2 {
    width: 360px; height: 360px;
    background: linear-gradient(135deg, var(--brand-teal-light), var(--vibrant-blue));
    bottom: 10%; right: 5%;
    animation: blobMove2 28s infinite;
}
.blob-3 {
    width: 280px; height: 280px;
    background: linear-gradient(135deg, var(--prudent-red), var(--prudent-orange));
    top: 50%; right: 18%;
    animation: blobMove3 24s infinite;
}
@keyframes blobMove1 { 0%,100%{transform:translate(0,0) rotate(0deg)} 33%{transform:translate(30px,-50px) rotate(120deg)} 66%{transform:translate(-20px,30px) rotate(240deg)} }
@keyframes blobMove2 { 0%,100%{transform:translate(0,0) rotate(0deg)} 33%{transform:translate(-40px,20px) rotate(120deg)} 66%{transform:translate(30px,-40px) rotate(240deg)} }
@keyframes blobMove3 { 0%,100%{transform:translate(0,0) scale(1)} 50%{transform:translate(20px,30px) scale(1.1)} }

/* PARTICLE */
.particle { position: fixed; pointer-events: none; z-index: 1; }
.particle::after { content:''; display:block; width:4px; height:4px; background:var(--accent-gold); border-radius:50%; opacity:0.7; }

/* =============================================
   NAVBAR — White, logo-forward
   ============================================= */
.navbar {
    position: fixed; top: 0; width: 100%; height: var(--navbar-height);
    z-index: 9999;
    background: rgba(255,255,255,0.98);
    backdrop-filter: blur(20px);
    border-bottom: 2px solid rgba(200,164,90,0.35);
    transition: all 0.4s cubic-bezier(0.23,1,0.32,1);
    box-shadow: 0 2px 20px rgba(26,55,99,0.1);
}
.navbar.scrolled {
    height: 76px;
    background: rgba(255,255,255,1);
    box-shadow: 0 4px 32px rgba(26,55,99,0.15);
    border-bottom-color: rgba(200,164,90,0.5);
}

/* ── NAVBAR LOGO IMAGE ──────────────────────── */
.navbar-logo {
    height: 78px; width: auto;
    display: block;
    transition: height 0.4s cubic-bezier(0.23,1,0.32,1), opacity 0.3s ease;
}
.navbar.scrolled .navbar-logo { height: 62px; }
.navbar-brand:hover .navbar-logo { opacity: 0.85; }

/* ── FOOTER LOGO IMAGE ──────────────────────── */
.footer-logo-img {
    height: 72px; width: auto;
    display: block; margin-bottom: 0.5rem;
    /* White bg pill so dark logo is visible on dark footer */
    background: rgba(255,255,255,0.96);
    padding: 6px 14px; border-radius: 8px;
}

.navbar-brand {
    padding: 0 !important;
    line-height: 1;
}

/* NAV LINKS */
.nav-link {
    color: var(--primary-dark) !important;
    font-weight: 600; font-size: 0.92rem;
    margin: 0 0.3rem; padding: 0.5rem 0.7rem !important;
    position: relative; transition: all 0.3s ease;
    letter-spacing: 0.2px;
}
.nav-link::after {
    content: ''; position: absolute; bottom: 2px; left: 50%;
    width: 0; height: 2px;
    background: linear-gradient(90deg, var(--accent-gold), var(--brand-teal));
    transition: all 0.35s cubic-bezier(0.23,1,0.32,1);
    transform: translateX(-50%);
    border-radius: 2px;
}
.nav-link:hover { color: var(--brand-teal) !important; }
.nav-link:hover::after { width: 80%; }
.nav-link.active-page { color: var(--brand-teal) !important; }
.nav-link.active-page::after { width: 80%; }

/* BUSINESS CARD BUTTON */
.nav-bc-btn {
    display: inline-flex;
    align-items: center;
    padding: 0.5rem 1.1rem;
    border-radius: 50px;
    font-weight: 700;
    font-size: 0.85rem;
    color: var(--primary-dark) !important;
    background: transparent;
    border: 2px solid var(--accent-gold);
    text-decoration: none !important;
    transition: all 0.28s ease;
    white-space: nowrap;
}
.nav-bc-btn:hover {
    background: var(--accent-gold);
    color: #fff !important;
    transform: translateY(-2px);
    box-shadow: 0 6px 20px rgba(200,164,90,0.35);
}

/* CTA BUTTON */
.nav-cta {
    background: linear-gradient(135deg, var(--primary-dark), var(--brand-teal)) !important;
    color: #fff !important; border: none;
    padding: 0.55rem 1.5rem !important;
    border-radius: 50px; font-weight: 700; font-size: 0.9rem;
    transition: all 0.35s ease;
    box-shadow: 0 4px 16px rgba(26,55,99,0.25);
}
.nav-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 28px rgba(26,117,120,0.45);
    background: linear-gradient(135deg, var(--brand-teal), var(--primary-dark)) !important;
}

/* MEGA DROPDOWN */
.mega-dropdown { position: static !important; }
.mega-menu {
    width: 520px !important;
    background: linear-gradient(135deg, #1A3763 0%, #15305A 100%) !important;
    border: 1px solid rgba(200,164,90,0.3) !important;
    border-radius: 16px !important;
    backdrop-filter: blur(24px);
    box-shadow: 0 20px 60px rgba(0,0,0,0.25) !important;
    padding: 1.5rem !important;
    margin-top: 0.5rem !important;
    left: 50% !important; transform: translateX(-50%) !important;
}
.mega-menu-col h6 {
    font-family: 'Inter', sans-serif;
    font-size: 0.72rem; font-weight: 700;
    text-transform: uppercase; letter-spacing: 1.5px;
    color: var(--accent-gold); margin-bottom: 0.8rem;
    padding-bottom: 0.4rem;
    border-bottom: 1px solid rgba(200,164,90,0.2);
}
.mega-menu .dropdown-item {
    color: rgba(255,255,255,0.82) !important;
    font-size: 0.9rem; font-weight: 500;
    padding: 0.45rem 0.75rem !important;
    border-radius: 8px; transition: all 0.25s ease;
    display: flex; align-items: center; gap: 0.6rem;
}
.mega-menu .dropdown-item:hover {
    background: rgba(200,164,90,0.15) !important;
    color: var(--accent-gold) !important;
    transform: translateX(4px);
}
.mega-menu .dropdown-item svg { flex-shrink: 0; opacity: 0.75; }
.mega-menu .dropdown-item:hover svg { opacity: 1; }

.navbar-toggler { border: 1px solid rgba(26,55,99,0.3) !important; }
.navbar-toggler-icon { filter: none; }

/* Dropdown chevron */
.nav-link.dropdown-toggle::after { display: none !important; }
.nav-link.dropdown-toggle .chevron {
    display: inline-block; width: 10px; height: 10px;
    border-right: 2px solid currentColor; border-bottom: 2px solid currentColor;
    transform: rotate(45deg) translateY(-2px);
    transition: transform 0.3s ease; margin-left: 5px; vertical-align: middle;
}
.dropdown.show .chevron { transform: rotate(225deg) translateY(-2px); }

/* =============================================
   BUTTONS (SHARED)
   ============================================= */
.btn-gold {
    display: inline-flex; align-items: center; gap: 0.6rem;
    background: linear-gradient(135deg, var(--accent-gold), #c9972a);
    color: var(--primary-dark) !important;
    padding: 0.85rem 2.2rem; border-radius: 50px;
    font-weight: 700; font-size: 1rem; border: none; cursor: pointer;
    transition: all 0.4s cubic-bezier(0.23,1,0.32,1);
    box-shadow: 0 8px 24px rgba(212,175,55,0.4);
    text-decoration: none;
}
.btn-gold:hover {
    transform: translateY(-3px) scale(1.03);
    box-shadow: 0 16px 40px rgba(212,175,55,0.6);
    color: var(--primary-dark) !important;
}
.btn-outline-gold {
    display: inline-flex; align-items: center; gap: 0.6rem;
    background: transparent;
    color: var(--accent-gold) !important;
    padding: 0.85rem 2.2rem; border-radius: 50px;
    font-weight: 700; font-size: 1rem; cursor: pointer;
    border: 2px solid var(--accent-gold);
    transition: all 0.4s cubic-bezier(0.23,1,0.32,1);
    text-decoration: none;
}
.btn-outline-gold:hover {
    background: var(--accent-gold);
    color: var(--primary-dark) !important;
    transform: translateY(-3px);
    box-shadow: 0 12px 30px rgba(212,175,55,0.4);
}

/* =============================================
   SECTION TITLE
   ============================================= */
.section-title { text-align: center; margin-bottom: 4rem; }
.section-title .label {
    display: inline-block;
    font-size: 0.78rem; font-weight: 700; letter-spacing: 2.5px;
    text-transform: uppercase; color: var(--accent-gold);
    background: rgba(212,175,55,0.1);
    border: 1px solid rgba(212,175,55,0.3);
    padding: 0.3rem 1rem; border-radius: 50px;
    margin-bottom: 1rem;
}
.section-title h2 {
    font-size: clamp(2rem, 5vw, 3rem);
    color: var(--primary-dark); margin-bottom: 1rem;
}
.section-title h2 span {
    background: linear-gradient(135deg, var(--accent-gold), var(--brand-teal));
    -webkit-background-clip: text; -webkit-text-fill-color: transparent;
    background-clip: text;
}
.section-title p { font-size: 1.1rem; color: var(--text-light); max-width: 680px; margin: 0 auto; }
.section-title.light h2 { color: #fff; }
.section-title.light p { color: rgba(255,255,255,0.78); }

/* =============================================
   REVEAL ANIMATION
   ============================================= */
.reveal {
    opacity: 0; transform: translateY(30px);
    transition: opacity 0.7s ease, transform 0.7s cubic-bezier(0.23,1,0.32,1);
}
.reveal.active { opacity: 1; transform: translateY(0); }
.reveal-left { opacity:0; transform:translateX(-40px); transition: opacity 0.7s ease, transform 0.7s cubic-bezier(0.23,1,0.32,1); }
.reveal-left.active { opacity:1; transform:translateX(0); }
.reveal-right { opacity:0; transform:translateX(40px); transition: opacity 0.7s ease, transform 0.7s cubic-bezier(0.23,1,0.32,1); }
.reveal-right.active { opacity:1; transform:translateX(0); }

/* =============================================
   HERO (PAGE-SPECIFIC OVERRIDE VIA .page-hero)
   ============================================= */
.page-hero {
    padding: 140px 0 80px;
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary-mid) 60%, rgba(157,78,221,0.1) 100%);
    position: relative; overflow: hidden;
    min-height: 340px;
    display: flex; align-items: center;
}
.page-hero::after {
    content: '';
    position: absolute; inset: 0;
    background: radial-gradient(circle at 80% 50%, rgba(212,175,55,0.1) 0%, transparent 55%),
                radial-gradient(circle at 20% 80%, rgba(0,217,255,0.08) 0%, transparent 45%);
    pointer-events: none;
}
.page-hero .hero-badge {
    display: inline-block;
    background: rgba(212,175,55,0.15); border: 1px solid rgba(212,175,55,0.35);
    color: var(--accent-gold); font-size: 0.78rem; font-weight: 700;
    letter-spacing: 2px; text-transform: uppercase;
    padding: 0.3rem 1rem; border-radius: 50px; margin-bottom: 1.2rem;
}
.page-hero h1 {
    font-size: clamp(2.4rem, 6vw, 4rem);
    background: linear-gradient(135deg, var(--accent-gold), var(--neon-cyan));
    -webkit-background-clip: text; -webkit-text-fill-color: transparent;
    background-clip: text; margin-bottom: 1.2rem;
}
.page-hero p { font-size: 1.15rem; color: rgba(255,255,255,0.82); max-width: 620px; }

/* =============================================
   SERVICE CARD (shared)
   ============================================= */
.svc-card {
    background: #fff;
    border-radius: 20px;
    padding: 2.4rem 2rem;
    text-align: center;
    height: 100%;
    border: 1px solid rgba(212,175,55,0.15);
    transition: all 0.45s cubic-bezier(0.23,1,0.32,1);
    position: relative; overflow: hidden;
    box-shadow: var(--card-shadow);
    display: flex; flex-direction: column;
}
.svc-card::before {
    content: ''; position: absolute; top: 0; left: 0; right: 0; height: 4px;
    background: linear-gradient(90deg, var(--accent-gold), var(--neon-cyan));
    transform: scaleX(0); transform-origin: left;
    transition: transform 0.4s ease;
}
.svc-card:hover { transform: translateY(-12px); box-shadow: 0 30px 70px rgba(10,31,68,0.18); border-color: rgba(212,175,55,0.4); }
.svc-card:hover::before { transform: scaleX(1); }
.svc-icon {
    width: 80px; height: 80px;
    margin: 0 auto 1.5rem;
    border-radius: 20px; display: flex; align-items: center; justify-content: center;
    transition: all 0.4s ease;
}
.svc-card:hover .svc-icon { transform: scale(1.12) rotate(-8deg); }
.svc-card h3 { font-size: 1.35rem; color: var(--primary-dark); margin-bottom: 0.75rem; }
.svc-card p { color: var(--text-light); font-size: 0.92rem; flex-grow: 1; margin-bottom: 1.5rem; }
.svc-card .card-link {
    color: var(--accent-gold); font-weight: 700; font-size: 0.9rem;
    display: inline-flex; align-items: center; gap: 0.4rem;
    transition: gap 0.3s ease;
}
.svc-card .card-link:hover { gap: 0.8rem; color: var(--brand-teal); }

/* =============================================
   BENEFIT ITEM
   ============================================= */
.benefit-item {
    background: #fff;
    border-radius: 16px;
    padding: 2rem;
    border-left: 4px solid var(--accent-gold);
    box-shadow: 0 4px 20px rgba(10,31,68,0.07);
    transition: all 0.35s ease;
}
.benefit-item:hover { transform: translateX(6px); box-shadow: 0 8px 30px rgba(10,31,68,0.12); }
.benefit-item h4 { font-size: 1.05rem; color: var(--primary-dark); margin-bottom: 0.5rem; }
.benefit-item p { font-size: 0.9rem; color: var(--text-light); margin: 0; }

/* =============================================
   FAQ ACCORDION
   ============================================= */
.faq-accordion .accordion-item {
    border: 1px solid rgba(212,175,55,0.2);
    border-radius: 12px !important;
    margin-bottom: 1rem;
    overflow: hidden;
    background: #fff;
}
.faq-accordion .accordion-button {
    font-weight: 600; font-size: 1rem;
    color: var(--primary-dark);
    background: #fff;
    border-radius: 12px !important;
    padding: 1.2rem 1.5rem;
}
.faq-accordion .accordion-button:not(.collapsed) {
    color: var(--brand-teal); background: rgba(26,117,120,0.04);
    box-shadow: none;
}
.faq-accordion .accordion-button::after {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16' fill='%23D4AF37'%3E%3Cpath fill-rule='evenodd' d='M1.646 4.646a.5.5 0 0 1 .708 0L8 10.293l5.646-5.647a.5.5 0 0 1 .708.708l-6 6a.5.5 0 0 1-.708 0l-6-6a.5.5 0 0 1 0-.708z'/%3E%3C/svg%3E");
}
.faq-accordion .accordion-body { padding: 1rem 1.5rem 1.4rem; color: var(--text-light); font-size: 0.95rem; }

/* =============================================
   STATS BAR
   ============================================= */
.stats-bar {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary-mid));
    padding: 3.5rem 0;
    position: relative; z-index: 2;
}
.stat-item { text-align: center; }
.stat-number {
    font-family: 'Playfair Display', serif; font-size: 3rem; font-weight: 900;
    background: linear-gradient(135deg, var(--accent-gold), var(--neon-cyan));
    -webkit-background-clip: text; -webkit-text-fill-color: transparent;
    background-clip: text; line-height: 1;
}
.stat-label { color: rgba(255,255,255,0.72); font-size: 0.9rem; margin-top: 0.4rem; letter-spacing: 0.5px; }

/* =============================================
   CTA STRIP
   ============================================= */
.cta-strip {
    background: linear-gradient(135deg, var(--accent-gold) 0%, #c9972a 50%, var(--brand-teal) 100%);
    padding: 5rem 0; text-align: center; position: relative; overflow: hidden;
}
.cta-strip::before {
    content: ''; position: absolute; inset: 0;
    background: radial-gradient(circle at 30% 50%, rgba(255,255,255,0.15) 0%, transparent 60%);
}
.cta-strip h2 { font-size: clamp(2rem, 4vw, 3rem); color: var(--primary-dark); margin-bottom: 1rem; position: relative; }
.cta-strip p { color: rgba(10,31,68,0.78); font-size: 1.1rem; margin-bottom: 2rem; position: relative; }
.cta-strip .btn-dark {
    display: inline-flex; align-items: center; gap: 0.6rem;
    background: var(--primary-dark); color: #fff !important;
    padding: 0.9rem 2.5rem; border-radius: 50px; font-weight: 700;
    transition: all 0.35s ease; text-decoration: none; border: none; cursor: pointer;
    box-shadow: 0 8px 24px rgba(10,31,68,0.3); position: relative;
}
.cta-strip .btn-dark:hover { transform: translateY(-3px); box-shadow: 0 16px 40px rgba(10,31,68,0.5); }

/* =============================================
   FOOTER
   ============================================= */
.footer {
    background: linear-gradient(180deg, #060d1f 0%, #1A3763 100%);
    padding: 5rem 0 2rem; position: relative; z-index: 2;
}
.footer-logo {
    margin-bottom: 1rem;
}
/* Powered by Prudent badge */
.powered-by-wrap {
    margin-top: 1.2rem; display: flex; align-items: center; gap: 0.6rem;
}
.powered-by-label {
    color: rgba(255,255,255,0.45); font-size: 0.72rem;
    text-transform: uppercase; letter-spacing: 1.5px; font-weight: 600;
    white-space: nowrap;
}
.powered-by-img {
    height: 28px; width: auto;
    background: rgba(255,255,255,0.9);
    padding: 3px 8px; border-radius: 6px;
    display: inline-block;
}
.footer-desc { color: rgba(255,255,255,0.55); font-size: 0.9rem; max-width: 260px; line-height: 1.7; }
.footer-social { display: flex; gap: 0.75rem; margin-top: 1.5rem; }
.footer-social a {
    width: 38px; height: 38px;
    background: rgba(212,175,55,0.1); border: 1px solid rgba(212,175,55,0.25);
    border-radius: 50%; display: flex; align-items: center; justify-content: center;
    color: rgba(255,255,255,0.7); font-size: 0.95rem;
    transition: all 0.3s ease; text-decoration: none;
}
.footer-social a:hover { background: var(--accent-gold); color: var(--primary-dark); transform: translateY(-3px); }
.footer-col h5 {
    font-family: 'Inter', sans-serif; font-size: 0.78rem; font-weight: 700;
    letter-spacing: 2px; text-transform: uppercase;
    color: var(--accent-gold); margin-bottom: 1.2rem;
}
.footer-col ul { list-style: none; }
.footer-col ul li { margin-bottom: 0.6rem; }
.footer-col ul li a {
    color: rgba(255,255,255,0.58); font-size: 0.88rem;
    transition: all 0.25s ease; text-decoration: none;
    display: inline-flex; align-items: center; gap: 0.4rem;
}
.footer-col ul li a:hover { color: var(--accent-gold); transform: translateX(4px); }
.footer-divider {
    border-color: rgba(255,255,255,0.08);
    margin: 3rem 0 1.5rem;
}
.footer-bottom {
    display: flex; justify-content: space-between; align-items: center;
    flex-wrap: wrap; gap: 1rem;
}
.footer-bottom p { color: rgba(255,255,255,0.4); font-size: 0.82rem; }
.footer-bottom a { color: rgba(212,175,55,0.7); text-decoration: none; font-size: 0.82rem; transition: color 0.2s ease; }
.footer-bottom a:hover { color: var(--accent-gold); }

/* CERTIFICATIONS */
.cert-badge {
    display: inline-flex; align-items: center; gap: 0.5rem;
    background: rgba(212,175,55,0.08); border: 1px solid rgba(212,175,55,0.2);
    color: rgba(255,255,255,0.6); font-size: 0.78rem;
    padding: 0.3rem 0.75rem; border-radius: 50px; margin: 0.25rem;
}

/* =============================================
   WHATSAPP BUTTON — PILL DESIGN
   ============================================= */
.whatsapp-pill {
    position: fixed; bottom: 2rem; right: 2rem;
    display: flex; align-items: center;
    background: linear-gradient(135deg, #25D366, #128C7E);
    border-radius: 50px;
    width: 60px; height: 60px;
    overflow: hidden;
    transition: all 0.45s cubic-bezier(0.23,1,0.32,1);
    animation: waGlow 2.8s ease-in-out infinite;
    z-index: 9998; cursor: pointer;
    text-decoration: none;
    box-shadow: 0 8px 28px rgba(37,211,102,0.45);
    border: 2px solid rgba(255,255,255,0.15);
}
.whatsapp-pill:hover {
    width: 196px; border-radius: 50px;
    box-shadow: 0 16px 50px rgba(37,211,102,0.7);
    animation: none;
}
.whatsapp-icon-wrap {
    flex-shrink: 0; width: 56px; height: 56px;
    display: flex; align-items: center; justify-content: center;
    position: relative;
}
.whatsapp-online {
    position: absolute; top: 8px; right: 8px;
    width: 10px; height: 10px; background: #00FF88;
    border-radius: 50%; border: 2px solid #128C7E;
    animation: onlinePulse 1.8s ease-in-out infinite;
}
@keyframes onlinePulse {
    0%,100% { box-shadow: 0 0 0 0 rgba(0,255,136,0.5); }
    50% { box-shadow: 0 0 0 5px rgba(0,255,136,0); }
}
.whatsapp-label {
    color: #fff; font-weight: 700; font-size: 0.9rem;
    white-space: nowrap; opacity: 0; transform: translateX(-8px);
    transition: opacity 0.25s ease 0.12s, transform 0.25s ease 0.12s;
    pointer-events: none; padding-right: 1rem;
}
.whatsapp-pill:hover .whatsapp-label { opacity: 1; transform: translateX(0); }
@keyframes waGlow {
    0%,100% { box-shadow: 0 8px 28px rgba(37,211,102,0.4); }
    50% { box-shadow: 0 8px 45px rgba(37,211,102,0.75); }
}
/* Ripple */
.wa-ripple {
    position: absolute; border-radius: 50%;
    background: rgba(255,255,255,0.35); transform: scale(0);
    animation: waRipple 0.6s linear;
    pointer-events: none;
}
@keyframes waRipple { to { transform: scale(4); opacity: 0; } }

/* =============================================
   MODAL (shared)
   ============================================= */
.modal-content {
    background: linear-gradient(135deg, rgba(255,255,255,0.99), rgba(248,250,252,0.99));
    border: 2px solid rgba(200,164,90,0.3); border-radius: 20px;
    box-shadow: 0 20px 60px rgba(26,117,120,0.2);
}
.modal-header { border-bottom: 1px solid rgba(212,175,55,0.2); padding: 1.5rem 2rem; }
.modal-title { font-weight: 800; font-size: 1.3rem; color: var(--primary-dark); }
.modal-body { padding: 1.5rem 2rem; }
.form-group { margin-bottom: 1.2rem; }
.form-group label { font-weight: 600; font-size: 0.88rem; color: var(--primary-dark); margin-bottom: 0.4rem; display: block; }
.form-group input,
.form-group select,
.form-group textarea {
    width: 100%; padding: 0.75rem 1rem;
    border: 1.5px solid rgba(212,175,55,0.25); border-radius: 10px;
    background: rgba(240,244,248,0.5); font-size: 0.95rem;
    transition: all 0.3s ease; outline: none;
    font-family: 'Inter', sans-serif;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    border-color: var(--accent-gold);
    background: #fff;
    box-shadow: 0 0 0 3px rgba(212,175,55,0.15);
}
.form-group textarea { min-height: 110px; resize: vertical; }
.submit-btn {
    width: 100%; padding: 0.9rem;
    background: linear-gradient(135deg, var(--primary-dark), var(--brand-teal));
    color: #fff; border: none; border-radius: 12px;
    font-weight: 700; font-size: 1rem; cursor: pointer;
    transition: all 0.35s ease;
}
.submit-btn:hover { transform: translateY(-2px); box-shadow: 0 10px 30px rgba(26,117,120,0.4); }

/* TOAST */
.toast-notification {
    position: fixed; bottom: 6.5rem; right: 2rem;
    background: var(--primary-dark); color: #fff;
    padding: 1rem 1.5rem; border-radius: 12px;
    font-weight: 600; font-size: 0.9rem;
    box-shadow: 0 10px 30px rgba(0,0,0,0.3);
    z-index: 99999; transform: translateY(20px); opacity: 0;
    transition: all 0.35s ease;
    max-width: 320px; border-left: 4px solid var(--accent-gold);
}
.toast-notification.show { transform: translateY(0); opacity: 1; }

/* =============================================
   PROCESS STEPS
   ============================================= */
.process-step {
    text-align: center; position: relative;
}
.step-number {
    width: 56px; height: 56px; border-radius: 50%;
    background: linear-gradient(135deg, var(--accent-gold), var(--brand-teal));
    color: #fff; font-weight: 900; font-size: 1.2rem;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 1.2rem; position: relative; z-index: 1;
    box-shadow: 0 8px 20px rgba(212,175,55,0.4);
}
.step-connector {
    position: absolute; top: 28px; left: calc(50% + 28px);
    width: calc(100% - 56px); height: 2px;
    background: linear-gradient(90deg, var(--accent-gold), transparent);
}
.process-step:last-child .step-connector { display: none; }
.process-step h4 { font-size: 1rem; color: var(--primary-dark); margin-bottom: 0.4rem; }
.process-step p { font-size: 0.85rem; color: var(--text-light); }

/* =============================================
   COMPARISON TABLE
   ============================================= */
.comparison-table {
    width: 100%; border-collapse: separate; border-spacing: 0;
    border-radius: 16px; overflow: hidden;
    box-shadow: var(--card-shadow);
}
.comparison-table thead { background: linear-gradient(135deg, var(--primary-dark), var(--primary-mid)); }
.comparison-table thead th { color: #fff; padding: 1.2rem 1.5rem; font-size: 0.95rem; }
.comparison-table thead th:first-child { color: var(--accent-gold); }
.comparison-table tbody tr { transition: background 0.2s ease; }
.comparison-table tbody tr:nth-child(even) { background: rgba(240,244,248,0.6); }
.comparison-table tbody tr:hover { background: rgba(212,175,55,0.06); }
.comparison-table td { padding: 1rem 1.5rem; font-size: 0.92rem; color: var(--text-light); border-bottom: 1px solid rgba(212,175,55,0.1); }
.comparison-table td:first-child { color: var(--primary-dark); font-weight: 600; }
.check-yes { color: #00b873; font-weight: 700; }
.check-no  { color: #ff4d4d; font-weight: 700; }

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 991px) {
    .mega-menu { width: 100% !important; left: 0 !important; transform: none !important; margin: 0 !important; border-radius: 12px !important; }
    .step-connector { display: none; }
}
@media (max-width: 768px) {
    .whatsapp-pill:hover { width: 172px; }
    .stat-number { font-size: 2.2rem; }
    .footer-bottom { flex-direction: column; text-align: center; }
    .page-hero { padding: 120px 0 60px; }
}